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Jul 31, 2022

Car-Mart Q1 2023 Earnings Report

Reported diluted earnings per share of $2.00 on revenues of $345 million.

Key Takeaways

America's Car-Mart reported a 23% increase in revenue to $345 million, marking their second-highest revenue quarter in history. Unit sales volumes increased by 2.1% to 15,536. Diluted earnings per share was $2.00.

Revenues increased by 23% to $345 million.

Unit sales volumes were up 2.1% to 15,536.

Net charge-offs as a percentage of average receivables were 5.6%.

Gross profit dollars per retail unit increased 12% over the prior year.

Total Revenue
$345M
Previous year: $280M
+23.0%
EPS
$2
Previous year: $3.57
-44.0%
Net Charge-offs
5.6%
Previous year: 4.3%
+30.2%
SG&A Expense as % of sales
14.4%
Previous year: 15.7%
-8.3%
Gross Profit
$152M
Previous year: $128M
+19.0%
Cash and Equivalents
$4.36M
0
Free Cash Flow
-$67.3M
Previous year: -$33.1M
+103.5%
Total Assets
$1.25B
Previous year: $901M
+38.6%

Car-Mart

Car-Mart

Forward Guidance

The company is operating in a challenging environment with availability and price of used vehicles, availability of shops, parts and logistics, a normalizing credit loss environment and record inflation in goods and wages.