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Jul 31, 2024

Car-Mart Q1 2025 Earnings Report

America's Car-Mart reported a decrease in revenue due to lower unit sales, but gross profit margin improved. The company is focusing on affordability and strategic priorities to drive better results.

Key Takeaways

America's Car-Mart reported a 5.2% decrease in revenue, driven by a decrease in retail units sold. However, gross profit margin improved by 3.4%. The company is focusing on strategic priorities and cost control initiatives to improve results for the remainder of the fiscal year.

Revenue decreased by 5.2% due to lower retail unit sales.

Gross profit margin improved by 3.4%, driven by continued execution and focus on gross margin.

Net charge-offs increased to 6.4% of average finance receivables.

Average down payments improved to 5.2%, and projected cash-on-cash returns improved to 72.4%.

Total Revenue
$348M
Previous year: $368M
-5.5%
EPS
-$0.15
Previous year: $0.63
-123.8%
Net Charge-offs
6.4%
Previous year: 5.8%
+10.3%
Gross Profit
$159M
Previous year: $108M
+47.4%
Cash and Equivalents
$98.6M
Previous year: $6.31M
+1461.9%
Free Cash Flow
-$16M
Previous year: -$46.8M
-65.9%
Total Assets
$1.53B
Previous year: $1.5B
+1.8%

Car-Mart

Car-Mart

Forward Guidance

The company expects strategic priorities and cost control initiatives to drive better results for the remainder of the fiscal year.