Citizens Financial Services posted solid Q4 2025 performance, driven by higher net interest income and improved efficiency. Net income rose to $10.5 million and EPS reached $2.19, reflecting strong operating performance and prudent cost management.

Citizens Financial Services, Inc. reported a net income of $7.621 million for the first quarter of 2025, an 8.5% increase compared to the same period in 2024, primarily driven by an increase in net interest income.

Citizens Financial Services, Inc. reported a slight decrease in net income for Q4 2023, totaling $7.54 million compared to $7.875 million in Q4 2022. The company continued integrating assets and employees from the HV Bancorp, Inc. acquisition, which contributed to net interest income growth. Total assets reached $2.98 billion, and deposits totaled $2.32 billion.

Citizens Financial Services, Inc. reported a net income of $7.548 million for the three months ended September 30, 2023, compared to $7.544 million for the same period in 2022. Basic earnings per share were $1.61, down from $1.88 in the prior year. The results include the first full quarter of HV Bancorp, Inc. acquisition which contributed to growth in net interest income.

Citizens Financial Services, Inc. reported a net loss of $4.1 million for Q2 2023, a significant decrease compared to the net income of $6.9 million in the same period of 2022. This decline is attributed to merger and acquisition costs and a provision for credit losses. The acquisition of HV Bancorp, Inc. was completed during the quarter, impacting the financial results.

Citizens Financial Services, Inc. reported a net income of $6.9 million for the three months ended March 31, 2023, which is a 1.9% increase compared to the same period in 2022. Net interest income before the provision for credit losses increased by 11.2% to $18.1 million. The company's acquisition of HV Bancorp, Inc. is expected to close on June 16, 2023.

Citizens Financial Services, Inc. reported a net income of $7.9 million for the three months ended December 31, 2022, a 13.4% increase compared to the same period in 2021. Basic earnings per share were $1.99, compared to $1.74 for the 2021 comparable period. The increase in net income was primarily driven by an increase in net interest income.

Citizens Financial Services, Inc. reported a net income of $7.5 million for the three months ended September 30, 2022, which is 6.8% higher than the net income for 2021's comparable period.

Citizens Financial Services, Inc. reported a net income of $6.9 million for the three months ended June 30, 2022, which is 3.8% higher than the net income for 2021's comparable period.

Citizens Financial Services, Inc. reported a net income of $5.3 million for the three months ended June 30, 2020, a 10.2% increase compared to the corresponding period in 2019. The company's basic earnings per share rose to $1.39, up from $1.36 in the same period of the previous year. The results reflect the impact of the acquisition of MidCoast Community Bancorp, Inc. and the challenges posed by the COVID-19 pandemic.