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Dec 31, 2022
Citizens Financial Services Q4 2022 Earnings Report
Citizens Financial Services' Q4 2022 earnings increased compared to the same period last year.
Key Takeaways
Citizens Financial Services, Inc. reported a net income of $7.9 million for the three months ended December 31, 2022, a 13.4% increase compared to the same period in 2021. Basic earnings per share were $1.99, compared to $1.74 for the 2021 comparable period. The increase in net income was primarily driven by an increase in net interest income.
Net income for Q4 2022 was $7.9 million, a 13.4% increase compared to Q4 2021.
Basic earnings per share for Q4 2022 were $1.99, compared to $1.74 for the 2021 comparable period.
Net interest income before provision for loan losses for Q4 2022 totaled $19.3 million, compared to $16.9 million for Q4 2021.
Total assets were $2.33 billion as of December 31, 2022, compared to $2.14 billion as of December 31, 2021.
Historical Earnings Impact
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Avg. Return Before/After Earnings
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