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Jun 30, 2024

Erie Insurance Q2 2024 Earnings Report

Erie Indemnity's financial performance for Q2 2024 showed increased net income and operating income.

Key Takeaways

Erie Indemnity Company reported a net income of $163.9 million, or $3.13 per diluted share, for the second quarter of 2024, compared to $117.9 million, or $2.25 per diluted share, for the same period in 2023. Operating income before taxes increased by $56.1 million, or 41.8 percent, compared to the second quarter of 2023.

Net income increased to $163.9 million, or $3.13 per diluted share.

Operating income before taxes increased by $56.1 million, or 41.8 percent.

Management fee revenue from policy issuance and renewal services increased by $127.5 million, or 20.1 percent.

Management fee revenue from administrative services increased by $1.4 million, or 9.0 percent.

Total Revenue
$990M
Previous year: $840M
+17.9%
EPS
$3.13
Previous year: $2.25
+39.1%
Cash and Equivalents
$218M
Free Cash Flow
$103M
Total Assets
$2.69B

Erie Insurance

Erie Insurance

Erie Insurance Revenue by Segment

Forward Guidance

The company provided forward-looking statements regarding future trends, events, and results, subject to risks and uncertainties.

Positive Outlook

  • Premium and investment income
  • Expense management
  • Operating results
  • Compliance with contractual requirements
  • Compliance with regulatory requirements

Challenges Ahead

  • Dependence upon relationship with Erie Insurance Exchange
  • General business and economic conditions
  • Factors affecting insurance industry competition
  • Dependence upon the independent agency system
  • Ability to maintain brand and customer service reputation