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Sep 30, 2024

Erie Insurance Q3 2024 Earnings Report

Erie Indemnity reported net income of $159.8 million and EPS of $3.06 for Q3 2024.

Key Takeaways

Erie Indemnity Company announced financial results for the third quarter of 2024, with net income reaching $159.8 million, or $3.06 per diluted share, compared to $131.0 million, or $2.51 per diluted share, in the third quarter of 2023. Operating income before taxes increased by $31.7 million, or 21.3 percent, compared to the same period last year. Management fee revenue from policy issuance and renewal services increased by $120.1 million, or 18.5 percent.

Net income for the third quarter of 2024 was $159.8 million, or $3.06 per diluted share.

Operating income before taxes increased by $31.7 million, or 21.3 percent, in the third quarter of 2024.

Management fee revenue from policy issuance and renewal services increased by $120.1 million, or 18.5 percent, in the third quarter of 2024.

Management fee revenue from administrative services increased by $1.0 million, or 6.2 percent, in the third quarter of 2024.

Total Revenue
$1B
Previous year: $859M
+16.4%
EPS
$3.06
Previous year: $2.51
+21.9%
Cash and Equivalents
$270M
Previous year: $173M
+56.2%
Free Cash Flow
$171M
Previous year: $25.7M
+568.1%
Total Assets
$2.86B
Previous year: $2.39B
+19.6%

Erie Insurance

Erie Insurance

Erie Insurance Revenue by Segment

Forward Guidance

The company provided forward-looking statements regarding future trends, events, or results, which are subject to risks and uncertainties.

Positive Outlook

  • Premium and investment income.
  • Expenses.
  • Operating results.
  • Compliance with contractual and regulatory requirements.
  • Ability to attract and retain talented management and employees

Challenges Ahead

  • Dependence upon our relationship with the Erie Insurance Exchange (Exchange).
  • General business and economic conditions.
  • Factors affecting insurance industry competition, including technological innovations.
  • Dependence upon the independent agency system.
  • Ability to maintain our brand, including our reputation for customer service.