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Jul 31, 2021

HealthEquity Q2 2022 Earnings Report

HealthEquity's performance in Q2 2022 showed revenue growth and strategic acquisitions were planned.

Key Takeaways

HealthEquity reported a 7% increase in revenue to $189.1 million for the second quarter ended July 31, 2021. The company's HSA count grew by 11% year-over-year, reaching 6.0 million, and total HSA assets increased by 27% to $15.5 billion. The company reported a net loss of $3.8 million, or $0.05 per diluted share, and non-GAAP net income of $33.4 million, or $0.40 per diluted share.

Revenue increased by 7% to $189.1 million compared to Q2 FY21.

Net loss was $3.8 million, while non-GAAP net income reached $33.4 million.

Total HSAs grew by 11% to 6.0 million compared to the previous year.

Total HSA Assets increased by 27% to $15.5 billion compared to the previous year.

Total Revenue
$189M
Previous year: $176M
+7.4%
EPS
$0.4
Previous year: $0.42
-4.8%
Total HSAs
6M
Previous year: 5.4M
+11.1%
HSAs with investments
402K
Previous year: 284K
+41.5%
Total Accounts
13.1M
Previous year: 12.5M
+4.8%
Gross Profit
$112M
Previous year: $102M
+10.0%
Cash and Equivalents
$754M
Previous year: $269M
+180.3%
Free Cash Flow
$33.4M
Previous year: $52.2M
-36.0%
Total Assets
$3.15B
Previous year: $2.66B
+18.2%

HealthEquity

HealthEquity

HealthEquity Revenue by Segment

Forward Guidance

For the fiscal year ending January 31, 2022, management expects revenues of $755 million to $765 million. Its outlook for net loss is between $17 million and $13 million, resulting in net loss of $0.20 to $0.15 per diluted share. Its outlook for non-GAAP net income is between $122 million and $126 million, resulting in non-GAAP net income per diluted share of $1.45 to $1.50. Management expects Adjusted EBITDA of $241 million to $247 million.

Revenue & Expenses

Visualization of income flow from segment revenue to net income