•
Jul 31, 2023

HealthEquity Q2 2024 Earnings Report

HealthEquity reported an increase in revenue, reaching $243.5 million, alongside a net income of $10.6 million and a non-GAAP net income of $45.6 million.

Key Takeaways

HealthEquity reported strong second-quarter results, marked by revenue growth of 18% year-over-year, reaching $243.5 million. The company's net income was $10.6 million, a significant improvement from the previous year's net loss. Non-GAAP net income also saw a substantial increase, reaching $45.6 million. Key performance indicators such as HSA accounts and total HSA assets also showed positive growth.

Revenue increased by 18% to $243.5 million compared to Q2 FY23.

Net income was $10.6 million, a significant turnaround from the $10.7 million net loss in Q2 FY23.

Non-GAAP net income increased by 62% to $45.6 million compared to Q2 FY23.

Total HSA assets grew by 13% to $23.2 billion compared to Q2 FY23.

Total Revenue
$244M
Previous year: $206M
+18.1%
EPS
$0.53
Previous year: $0.33
+60.6%
Total HSAs
8.2M
Previous year: 7.5M
+9.3%
HSAs with investments
574K
Previous year: 516K
+11.2%
Total Accounts
15M
Previous year: 14.5M
+3.4%
Gross Profit
$151M
Previous year: $118M
+28.1%
Cash and Equivalents
$290M
Previous year: $177M
+64.1%
Free Cash Flow
$76.6M
Previous year: $38.9M
+96.9%
Total Assets
$3.07B
Previous year: $3.07B
-0.2%

HealthEquity

HealthEquity

HealthEquity Revenue by Segment

Forward Guidance

For the fiscal year ending January 31, 2024, HealthEquity anticipates revenue between $980 million and $990 million, net income between $19 million and $24 million, and Adjusted EBITDA between $338 million and $348 million.

Positive Outlook

  • Revenue is expected to be between $980 million and $990 million.
  • Net income is projected to be between $19 million and $24 million.
  • Non-GAAP net income is anticipated to be between $171 million and $179 million.
  • Adjusted EBITDA is expected to be between $338 million and $348 million.
  • Non-GAAP net income per diluted share is projected to be $1.97 to $2.06.

Revenue & Expenses

Visualization of income flow from segment revenue to net income