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Mar 31, 2024

Hancock Whitney Q1 2024 Earnings Report

Hancock Whitney reported a positive start to 2024 with increased net income and strategic balance sheet repositioning.

Key Takeaways

Hancock Whitney Corporation reported a net income of $108.6 million for Q1 2024, translating to $1.24 per diluted common share. This quarter's results reflect a positive start to the year, driven by efforts to reposition the balance sheet and expand the net interest margin (NIM).

Net income totaled $108.6 million, compared to $50.6 million in prior quarter

Adjusted pre-provision net revenue (PPNR) totaled $152.9 million, down $4.6 million, or 3% linked-quarter

Loans increased $49.0 million, or 1% LQA

Deposits increased $85.8 million, or 1% LQA

Total Revenue
$354M
Previous year: $365M
-3.1%
EPS
$1.28
Previous year: $1.45
-11.7%
Net Interest Margin
3.32%
Previous year: 3.55%
-6.5%
Efficiency Ratio
56.44%
Previous year: 53.76%
+5.0%
Tangible Common Equity
8.61%
Previous year: 7.16%
+20.3%
Cash and Equivalents
$414M
Previous year: $2.29B
-81.9%
Free Cash Flow
$164M
Previous year: $80.4M
+104.5%
Total Assets
$35.2B
Previous year: $37.5B
-6.1%

Hancock Whitney

Hancock Whitney

Forward Guidance

Management expects 2024 period-end loan and deposit level growth to be low single digits from year-end 2023, mostly in the second half of 2024.