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Dec 31, 2023

Hancock Whitney Q4 2023 Earnings Report

Hancock Whitney reported Q4 2023 earnings with an EPS of $0.58.

Key Takeaways

Hancock Whitney's net income for Q4 2023 was $50.6 million, or $0.58 per diluted share. Excluding supplemental disclosure items, EPS would be $1.26, up $0.14 linked-quarter. Adjusted pre-provision net revenue (PPNR) totaled $157.5 million, up 3% linked-quarter. Deposits decreased $630.3 million, or 8% LQA, primarily due to maturity of $567.5 million in brokered deposits.

Net income totaled $50.6 million, compared to $97.7 million in prior quarter

Adjusted pre-provision net revenue (PPNR) totaled $157.5 million, up $4.1 million, or 3% linked-quarter

Deposits decreased $630.3 million, or 8% LQA, primarily due to maturity of $567.5 million in brokered deposits

NIM stable at 3.27%, compared to 3Q23

Total Revenue
$308M
Previous year: $373M
-17.2%
EPS
$1.26
Previous year: $1.65
-23.6%
Net Interest Margin
3.27%
Previous year: 3.68%
-11.1%
Efficiency Ratio
55.58%
Previous year: 49.81%
+11.6%
Tangible Common Equity
8.37%
Previous year: 7.09%
+18.1%
Cash and Equivalents
$627M
Previous year: $324M
+93.5%
Free Cash Flow
$92.4M
Previous year: $160M
-42.3%
Total Assets
$35.6B
Previous year: $35.2B
+1.1%

Hancock Whitney

Hancock Whitney

Forward Guidance

Management expects 2024 period-end loan and deposit level growth to be low single digits from year-end 2023.