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Mar 31, 2022

IBC Q1 2022 Earnings Report

IBC reported strong earnings for Q1 2022.

Key Takeaways

International Bancshares Corporation reported a net income of $53.5 million, representing a 5.3% increase compared to the same period in 2021. Diluted earnings per share increased by 5.0% to $0.84.

Net income for the first three months of 2022 was $53.5 million.

Diluted earnings per share reached $0.84.

Total assets amounted to $16.1 billion.

Total deposits were $12.8 billion.

Total Revenue
$134M
Previous year: $127M
+5.0%
EPS
$0.84
Previous year: $0.8
+5.0%
Cash and Equivalents
$3.45B
Previous year: $1.97B
+75.2%
Free Cash Flow
$76.6M
Previous year: $93.9M
-18.4%
Total Assets
$16.1B
Previous year: $14.9B
+8.1%

IBC

IBC

Forward Guidance

The company will continue to emphasize expense control strategies and focus on growing non-interest income.

Positive Outlook

  • Exceptionally strong capital position
  • Significant liquidity
  • Strong relationship deposit base
  • Responsive management strategies

Challenges Ahead

  • Lingering effect of COVID-19 on business and the economy
  • Global supply chain issues
  • Inflationary pressures