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Dec 31, 2019

IBC Q4 2019 Earnings Report

IBC reported a decrease in net income and diluted earnings per share for Q4 2019 compared to the same period in 2018.

Key Takeaways

International Bancshares Corporation reported net income of $51.7 million, or $0.78 diluted earnings per share, for the three months ended December 31, 2019. This represents a decrease compared to the $58.5 million, or $0.88 diluted earnings per share, for the same period in 2018.

Net income for Q4 2019 was $51.7 million, a decrease of 11.6% compared to Q4 2018.

Diluted earnings per share for Q4 2019 were $0.78, an 11.4% decrease compared to Q4 2018.

The decrease in net income was negatively impacted by an increase in the provision for probable loan losses due to a specific reserve and subsequent charge-off of $7.5 million, net of tax, on a relationship that was secured by real property on which car dealerships are operated.

Total assets reached $12.1 billion at the end of 2019.

Total Revenue
$145M
Previous year: $148M
-2.1%
EPS
$0.79
Previous year: $0.88
-10.2%
Cash and Equivalents
$257M
Previous year: $317M
-18.9%
Free Cash Flow
$94.6M
Previous year: $46M
+105.7%
Total Assets
$12.1B
Previous year: $11.9B
+1.9%

IBC

IBC