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Dec 31, 2024

LMFA Q4 2024 Earnings Report

LM Funding reported a return to profitability in Q4 2024 driven by gains in Bitcoin valuation and cost controls.

Key Takeaways

LM Funding achieved net income of $2.0 million in Q4 2024, a strong turnaround from a $1.6 million loss in Q4 2023. The company generated $2.0 million in revenue mainly from Bitcoin mining and improved operational efficiency, resulting in Core EBITDA of $3.3 million.

Generated $2.0 million in total revenue for Q4 2024.

Achieved net income of $2.0 million compared to a $1.6 million loss in Q4 2023.

Core EBITDA reached $3.3 million versus $0.3 million the prior year.

Held 150.2 Bitcoin valued at $14.0 million as of December 31, 2024.

Total Revenue
$1.99M
Previous year: $4.06M
-51.0%
EPS
-$0.86
Previous year: -$0.67
+28.4%
Working Capital/Share
$7.21
Core EBITDA
$3.32M
Bitcoins Held
150.2
Cash and Equivalents
$3.38M
Previous year: $2.4M
+40.6%
Free Cash Flow
-$11.9M
Previous year: -$4.08M
+192.5%
Total Assets
$44M
Previous year: $37.7M
+16.8%

LMFA

LMFA

LMFA Revenue by Segment

Forward Guidance

LM Funding aims to increase mining efficiency and margins by leveraging vertically integrated infrastructure and strategic site acquisitions.

Positive Outlook

  • Transition to vertically integrated mining model
  • Low-cost electricity secured at new Oklahoma facility
  • Mining fleet upgrade with LuxOS to improve efficiency
  • Lean operations and disciplined capital deployment
  • Growth in Bitcoin holdings enhancing balance sheet

Challenges Ahead

  • Impact of April 2024 Bitcoin halving on revenue
  • Continued reliance on volatile cryptocurrency market
  • High depreciation and impairment charges
  • Negative free cash flow in the quarter
  • Unrealized losses on investment and equity securities