NBT Bancorp closed Q4 2025 with solid profitability, record net revenues, and strong margin performance, aided by successful integration of Evans Bancorp.

NBT Bancorp posted strong Q3 2025 results with record net income of $54.5 million and EPS of $1.03. The acquisition of Evans Bancorp contributed significantly to growth in earning assets, loans, and deposits, while net interest margin improved for the sixth consecutive quarter.

NBT Bancorp saw a decrease in reported net income due to acquisition-related costs, but strong operating performance and expanded assets from the Evans acquisition contributed to solid adjusted results.

NBT Bancorp Inc. reported net income of $36.7 million and diluted earnings per share of $0.77 for the first quarter of 2025. This represents an increase from $33.8 million and $0.71, respectively, in the first quarter of 2024. The company also saw growth in both net interest income and noninterest income compared to the prior quarter and the first quarter of 2024.

NBT Bancorp Inc. reported a net income of $36.0 million, or $0.76 per diluted common share, for Q4 2024, compared to $30.4 million, or $0.64 per diluted common share, for Q4 2023. The company's performance was driven by growth in net interest income and margin, as well as strong results from its diverse mix of fee businesses.

NBT Bancorp Inc. reported a net income of $38.1 million, or $0.80 per diluted common share, for the third quarter of 2024. The company saw sequential growth in net interest income and margin, along with strong performance from its fee businesses. They also entered an agreement to merge with Evans Bancorp, Inc.

NBT Bancorp Inc. reported a net income of $32.7 million, or $0.69 per diluted share, for the second quarter of 2024. The company experienced loan growth of $166 million, an increase in net interest margin, and a record level of noninterest income. The Board of Directors approved a 6.3% increase in the quarterly cash dividend.

NBT Bancorp Inc. reported a net income of $33.8 million, or $0.71 per diluted common share, for the three months ended March 31, 2024. The company's fee-based businesses grew, contributing 31% of total revenues. Total deposits increased by $226.3 million, and total loans increased by $37.4 million.

NBT Bancorp Inc. reported a net income of $30.4 million and diluted earnings per share of $0.64 for the three months ended December 31, 2023. The results reflect the company's dedication to improving its banking franchise and diversifying revenue sources, despite market volatility. The company grew loans and deposits, maintained asset quality, improved capital position, and completed the acquisition of Salisbury Bancorp, Inc.

NBT Bancorp Inc. reported a net income of $24.6 million, or $0.54 per diluted common share, for the third quarter of 2023. The company's operating diluted earnings per share, a non-GAAP measure, was $0.84. The acquisition of Salisbury Bancorp, Inc. was completed on August 11, 2023, adding 13 banking offices, $1.18 billion in loans, and $1.31 billion in deposits.

NBT Bancorp Inc. reported a solid operating performance for Q2 2023, with net income reaching $30.1 million, or $0.70 per diluted common share. The company saw loan growth across core portfolios and maintained resilient funding sources, along with consistent credit performance and capital growth. The merger with Salisbury Bancorp is expected to close on August 11, 2023.

NBT Bancorp Inc. reported a net income of $33.7 million, or $0.78 per diluted common share, for the three months ended March 31, 2023. Excluding the impact of securities losses and acquisition expenses, the Company generated $0.88 per diluted share of earnings in the first quarter of 2023.

NBT Bancorp Inc. reported a net income of $36.1 million, or $0.84 per diluted common share, for the fourth quarter of 2022. The results reflect strong execution, including organic loan growth and disciplined cost of funds management. The company also announced a merger agreement with Salisbury Bancorp, Inc., expected to close in the second quarter of 2023.

NBT Bancorp Inc. reported a strong third quarter with net income of $39.0 million, or $0.90 per diluted common share. The results reflect solid organic loan growth and disciplined cost of funds management, benefiting from an asset-sensitive balance sheet and excellent asset quality.

NBT Bancorp Inc. reported a net income of $37.8 million, or $0.88 per diluted common share, for the second quarter of 2022. This compares to $40.3 million, or $0.92 per diluted share, in the second quarter of 2021 and $39.1 million, or $0.90 per diluted share in the first quarter of 2022. The company's operating results reflect continued organic loan growth and solid performance by its fee-based businesses. The Board of Directors also approved a 7.1% increase to the quarterly dividend to stockholders.

NBT Bancorp Inc. reported a net income of $39.1 million, or $0.90 per diluted share for the three months ended March 31, 2022. Noninterest income grew to $42.7 million, up 15.2% from the first quarter of 2021.

NBT Bancorp Inc. reported a net income of $37.3 million, or $0.86 per diluted common share, for the three months ended December 31, 2021. This represents an increase of $3.1 million from the fourth quarter of 2020, driven by higher net interest income and noninterest income, partially offset by a higher provision for loan losses.

NBT Bancorp Inc. reported a net income of $37.4 million, or $0.86 per diluted common share, for the third quarter ended September 30, 2021. Net income increased $2.3 million from the third quarter of 2020, primarily due to changes in the estimated impact of the COVID-19 pandemic on expected credit losses.

NBT Bancorp Inc. reported a net income of $40.3 million, or $0.92 per diluted common share, for the second quarter of 2021. This represents an increase of $15.6 million compared to the second quarter of 2020, primarily driven by the impact of the COVID-19 pandemic on expected credit losses in 2020. The company's board also approved a 3.7% increase in the quarterly dividend, raising it to $0.28 per share.

NBT Bancorp Inc. reported a strong first quarter with net income of $39.8 million, or $0.91 per diluted common share, driven by commercial loan growth and increased consumer activity. The company's mortgage pipeline is strong, and the indirect auto business exceeded production targets. Sustained levels of excellent credit quality allow for plenty of optionality in the deployment of capital which will drive growth.

NBT Bancorp Inc. reported a net income of $34.2 million, or $0.78 per diluted common share, for the three months ended December 31, 2020. The company's net interest income increased by $2.9 million from the fourth quarter of 2019.

NBT Bancorp Inc. reported a net income of $35.1 million, or $0.80 per diluted common share for the three months ended September 30, 2020. Net income increased by $10.4 million from the previous quarter, driven by lower loan loss provision, and up $2.7 million from the third quarter of 2019. The continued strength of NBT's pre-provision net revenue is reflected in these results, with strong fee-based income and focused expense management as key contributors.

NBT Bancorp Inc. reported a net income of $24.7 million, or $0.56 per diluted common share, for the second quarter of 2020. The results were up from the previous quarter but down compared to the second quarter of 2019, influenced by factors such as lower loan loss provision, noninterest expense, and higher provision for loan losses due to the COVID-19 pandemic.

NBT Bancorp Inc. reported a net income of $10.4 million, or $0.23 per diluted common share, for the three months ended March 31, 2020. The results reflect the Current Expected Credit Losses (CECL) accounting methodology, including the estimated impact of the COVID-19 pandemic on expected credit losses. Net income was down 64% from the previous quarter and from the first quarter of 2019 primarily due to higher provision for loan losses related to the deterioration of economic conditions caused by the COVID-19 pandemic.

NBT Bancorp Inc. reported a net income of $29.0 million for the three months ended December 31, 2019, which is up 1.1% from $28.7 million for the fourth quarter of 2018. Diluted earnings per share for the three months ended December 31, 2019 was $0.66, up 1.5% from $0.65 for the fourth quarter of 2018.