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Dec 31, 2020
NBT Q4 2020 Earnings Report
NBT reported net income of $34.2 million, or $0.78 per diluted common share.
Key Takeaways
NBT Bancorp Inc. reported a net income of $34.2 million, or $0.78 per diluted common share, for the three months ended December 31, 2020. The company's net interest income increased by $2.9 million from the fourth quarter of 2019.
Net income of $34.2 million.
Diluted earnings per share of $0.78.
Net interest income on a fully taxable equivalent basis was $80.4 million.
Net interest margin on a fully taxable equivalent basis was 3.20%.
Forward Guidance
NBT ended the year with active pipelines and building momentum. Our strong capital base provides us with the optionality we need to drive our growth in 2021.
Historical Earnings Impact
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Avg. Return Before/After Earnings
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