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Jun 30, 2021

National Bankshares Q2 2021 Earnings Report

National Bankshares' earnings increased, driven by improved loan volume, growth in noninterest income, a reduction in the loan loss provision, and lower interest rates paid on deposits.

Key Takeaways

National Bankshares, Inc. reported net income of $9.38 million for the six months ended June 30, 2021, compared to $6.96 million for the same period in 2020. Total assets reached $1.66 billion.

Net income for the first half of 2021 was $9.38 million.

Total assets reached $1.66 billion.

The company repurchased 150,130 shares in the second quarter of 2021.

Nonperforming loans as a percentage of total loans were 0.47%.

Total Revenue
$12M
Previous year: $10.9M
+10.2%
EPS
$0.74
Previous year: $0.46
+60.9%
Efficiency Ratio
53.26%
Previous year: 55.24%
-3.6%
Net Interest Margin
2.8%
Previous year: 3.05%
-8.2%
Book Value per Share
$31
Previous year: $30.2
+2.7%
Gross Profit
$12M
Previous year: $10.9M
+10.2%
Cash and Equivalents
$13.8M
Previous year: $13.3M
+3.7%
Total Assets
$1.66B
Previous year: $1.43B
+15.8%

National Bankshares

National Bankshares