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Dec 31, 2024

National Bankshares Q4 2024 Earnings Report

National Bankshares reported net income for the fourth quarter of 2024.

Key Takeaways

National Bankshares, Inc. reported a net income of $3.08 million, or $0.48 per basic and diluted common share, for the three-month period ended December 31, 2024. The company's total assets ended the year at $1.81 billion.

Net income for Q4 2024 was $3.08 million, or $0.48 per share.

Total assets reached $1.81 billion as of December 31, 2024.

The company successfully completed the acquisition of Frontier Community Bank on June 1, 2024, recording assets of $153.39 million and deposits of $129.72 million.

Net interest margin improved in Q4 2024 compared to Q3 2024 due to the Federal Reserve's interest rate decrease.

Total Revenue
$12.2M
Previous year: $10.7M
+14.1%
EPS
$0.48
Previous year: $0.71
-32.4%
Efficiency Ratio
68.84%
Net Interest Margin
2.34%
Total Assets
$1.81B
Previous year: $1.66B
+9.4%

National Bankshares

National Bankshares

Forward Guidance

National Bankshares is committed to banking that is both personal and profitable, and we look forward to making good on that promise in 2025 and beyond.