NerdWallet delivered a strong Q4 2025 with revenue reaching $225.4 million, driven by significant growth in personal loans and banking products. Despite headwinds in organic search traffic affecting credit cards and SMB segments, the company achieved a GAAP net income of $14 million and expanded its share repurchase program.
Q4 revenue grew 23% year-over-year to $225.4 million, led by a 141% surge in Loans revenue.
Organic search headwinds from AI overviews and LLMs impacted Credit Cards and SMB product revenues, which declined 24% and 12% respectively.
GAAP net income for the quarter was $14.0 million, or $0.19 per diluted share.
The Board of Directors approved a $100 million increase to the share repurchase program, bringing the total authorization to $225 million.
NerdWallet expects continued revenue growth in Q1 2026 and has provided full-year targets for operating income and EBITDA.
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