Orange County Bancorp achieved record earnings in Q4 2025, with net income rising to $12.4 million, a 73.5% increase from the previous year. This growth was primarily fueled by strong net interest income, increased noninterest income, and reduced noninterest expenses. The company also saw significant increases in total loans and deposits, alongside improvements in key capital ratios.

Orange County Bancorp, Inc. announced record third quarter 2025 results, with net income surging by 211.5% to $10.0 million, or $0.75 per basic and diluted share. This substantial growth was primarily fueled by a 17.3% increase in net interest income to $27.0 million and a 62.6% rise in non-interest income to $6.8 million. The company also demonstrated improved financial health with its net interest margin expanding to 4.26% and an efficiency ratio improving to 49.9%.

Orange County Bancorp, Inc. announced net income of $7.2 million for the fourth quarter of 2024, a decrease of 11.8% compared to $8.1 million in the same period last year. Basic and diluted earnings per share were $0.63, down from $0.72 in Q4 2023. This decline was mainly attributed to higher non-interest expenses, although net interest income and non-interest income saw increases.

Orange County Bancorp reported a net income of $3.2 million, or $0.57 per basic and diluted share, for the third quarter of 2024, compared to $9.0 million, or $1.61 per share, for the same period in 2023. The decrease was primarily due to increases in the provision for credit losses and non-interest expense, which offset the increases in net interest income and non-interest income. The company's total loans reached $1.8 billion, and total deposits rose to $2.1 billion.

Orange County Bancorp reported a net income of $8.2 million, or $1.46 per share, for the second quarter of 2024. This compares to a net income of $9.1 million, or $1.61 per share, for the same period last year. The decrease in earnings per share was primarily due to increases in the provision for credit losses and non-interest expense, offset by increases in net interest income and non-interest income.

Orange County Bancorp reported a significant increase in net income for Q1 2024, with net income reaching $9.3 million, a 187.6% increase compared to Q1 2023. The increase was driven by growth in net interest income, managed operating expenses, and a reduction in expense related to provision for credit losses.

Orange County Bancorp reported a net income of $8.1 million, or $1.44 per basic and diluted share, for the fourth quarter of 2023, compared to $9.1 million, or $1.61 per basic and diluted share, for the fourth quarter of 2022. The decrease was primarily due to increased interest expense associated with the rising rate environment during 2023.

Orange County Bancorp reported a net income of $9.0 million for Q3 2023, a $1.2 million increase compared to Q3 2022. The increase was driven by growth in net interest income and a decrease in the provision for credit losses.

Orange County Bancorp, Inc. reported a record net income of $9.1 million for Q2 2023, a $7.0 million increase compared to Q2 2022. The increase was attributed to growth in net interest income and a decrease in provision for credit losses.

Orange County Bancorp reported a net income of $3.2 million, or $0.57 per share, for Q1 2023, compared to $5.3 million, or $0.95 per share, for Q1 2022. The decrease in earnings was primarily due to a $5 million loss related to Signature Bank's subordinated debt. However, net interest income increased by $4.8 million, or 29.4%, to $21.1 million.

Orange County Bancorp reported a record net income of $9.1 million for Q4 2022, a 65% increase compared to Q4 2021. The growth was primarily driven by increased interest income and strong loan growth. Total assets reached $2.3 billion, and total loans grew to $1.6 billion.

Orange County Bancorp reported a record third quarter with net income reaching $7.9 million, a 40.8% increase compared to Q3 2021. This growth was primarily driven by increased net interest income, resulting from strong loan growth and yield increases. Total assets grew by 10.5% to $2.4 billion, and total loans increased by 19.8% to $1.5 billion.

Orange County Bancorp reported a net income of $2.1 million, or $0.38 per basic and diluted share, for the three months ended June 30, 2022. This represents a decrease compared to the net income of $5.2 million, or $1.16 per basic and diluted share, for the same period in 2021. The decrease was primarily due to a $4.7 million increase in the provision for loan losses resulting from two impaired loan relationships within the syndicated loan portfolio.

Orange County Bancorp reported a net income increase of 6.1% year-over-year, reaching $5.3 million for Q1 2022. The average loan portfolio grew by 16.7%, and trust and asset management revenues increased by 3.1%.

Orange County Bancorp, Inc. announced record earnings for 2021. For the fourth quarter of 2021, net income was $5.5 million, or $0.97 per basic and diluted share, compared to $3.4 million, or $0.76 per basic and diluted share, for the same period in 2020. The company's loan portfolio increased more than 12%, to $1.3 billion, and its deposit base increased more than 28%, to $1.9 billion.

Orange County Bancorp announced record third quarter earnings with net income increasing by 91.4% to $5.6 million, driven by strategic emphasis on business clients and significant growth in core loans and deposits.

Orange County Bancorp announced record second quarter results with net income increasing by 80.4% to $5.2 million, driven by growth in assets and loans, and the successful completion of a NASDAQ IPO.