Orange County Bancorp reported a net income of $3.2 million, or $0.57 per basic and diluted share, for the third quarter of 2024, compared to $9.0 million, or $1.61 per share, for the same period in 2023. The decrease was primarily due to increases in the provision for credit losses and non-interest expense, which offset the increases in net interest income and non-interest income. The company's total loans reached $1.8 billion, and total deposits rose to $2.1 billion.