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Jun 30, 2023

Old National Q2 2023 Earnings Report

Old National's second quarter results were supported by a strong deposit franchise, ample capital, stable credit, and expense discipline.

Key Takeaways

Old National Bancorp reported a solid second quarter in 2023, marked by a nearly 4% quarterly increase in total deposits, strong capital levels, disciplined expense management, and robust credit metrics. Net income applicable to common shares was $151.0 million, with a diluted EPS of $0.52, or $0.54 on an adjusted basis.

Net income applicable to common shares was $151.0 million; adjusted net income applicable to common shares was $156.3 million.

Earnings per diluted common share (EPS) was $0.52; adjusted EPS was $0.54.

Period-end total deposits reached $36.2 billion, reflecting a 3.8% increase; core deposits increased by 2.4%.

End-of-period total loans amounted to $32.5 billion, up by 2.2%.

Total Revenue
$464M
Previous year: $427M
+8.7%
EPS
$0.54
Previous year: $0.46
+17.4%
Efficiency Ratio
51.2%
Previous year: 62.7%
-18.3%
Net Interest Margin
3.6%
Previous year: 3.33%
+8.1%
Return on Avg Tang Equity
21.4%
Previous year: 16.9%
+26.6%
Cash and Equivalents
$1.2B
Previous year: $798M
+50.1%
Free Cash Flow
$154M
Previous year: $270M
-42.9%
Total Assets
$48.5B
Previous year: $45.7B
+6.0%

Old National

Old National

Old National Revenue by Segment

Forward Guidance

I am unable to provide a forward guidance since it is not available in the document