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Sep 30, 2024

Old National Q3 2024 Earnings Report

Old National's financial performance was solid, driven by deposit and loan growth, effective credit and capital management, and disciplined expense control.

Key Takeaways

Old National Bancorp reported a strong 3rd quarter in 2024, with net income applicable to common shares of $139.8 million and diluted EPS of $0.44. Adjusted net income was $147.2 million, with adjusted EPS of $0.46. The company focused on growing deposits and loans, managing credit and capital, and controlling expenses.

Net income applicable to common shares was $139.8 million, or $0.44 per diluted share.

Net interest income was $397.9 million on a fully taxable equivalent basis.

Total deposits reached $40.8 billion, up $0.8 billion, with core deposits up $1.0 billion.

Total loans were $36.5 billion, reflecting a 2.7% annualized increase.

Total Revenue
$486M
Previous year: $456M
+6.5%
EPS
$0.46
Previous year: $0.51
-9.8%
Efficiency Ratio
53.8%
Previous year: 51.7%
+4.1%
Net Interest Margin
3.32%
Previous year: 3.49%
-4.9%
ROATCE
16%
Cash and Equivalents
$1.19B
Previous year: $1.66B
-28.4%
Free Cash Flow
$119M
Previous year: $218M
-45.5%
Total Assets
$53.6B
Previous year: $49.1B
+9.3%

Old National

Old National

Old National Revenue by Segment

Forward Guidance

No specific forward guidance was provided in the report.