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Jun 30
Principal Financial Q2 2025 Earnings Report
Principal Financial reported strong Q2 2025 earnings with solid EPS growth and continued capital returns.
Key Takeaways
Principal Financial delivered strong operating performance in Q2 2025, highlighted by rising earnings, robust capital returns, and healthy margins across key segments.
Net income rose to $406,200,000 for the quarter.
Adjusted EPS reached $2.16, up from $1.63 a year ago.
Returned $320,000,000 to shareholders, including $150,000,000 in share repurchases.
Assets under management totaled $752,700,000,000 at quarter end.
Principal Financial
Principal Financial
Principal Financial Revenue by Segment
Principal Financial Revenue by Geographic Location
Revenue by Segment
Retirement & Income Revenue
CapyFin.comAsset Management Revenue
CapyFin.comBenefits & Protection Revenue
CapyFin.comLife Insurance Revenue
CapyFin.comRevenue by Geographic Location
International Pension Revenue
CapyFin.com Forward Guidance
The company reaffirmed its full-year enterprise outlook, confident in continued EPS growth, strong capital position, and long-term strategy.
Positive Outlook
- Strong ROE within targeted range.
- EPS momentum into the second half.
- Raised dividend for Q3 2025.
- Healthy capital levels ($1.4B excess).
- Execution on growth strategy and expense discipline.
Challenges Ahead
- Net cash outflows of $2.6B in AUM.
- Slight margin compression in Life Insurance segment.
- Continued pressure from exited business impacts.
- Challenging variable investment income in some segments.
- Market volatility may affect future asset flows.