•
Mar 31, 2024

PayPal Q1 2024 Earnings Report

PayPal delivered a solid set of results in Q1 2024, showing progress against its go-forward strategy and strengthened foundation.

Key Takeaways

PayPal's Q1 2024 results showed a 9% increase in revenue to $7.7 billion, and a GAAP EPS increase of 18% to $0.83. The company is focused on executing its key strategic initiatives, realizing cost savings, and reinvesting to position itself for future growth.

Net revenues increased 9% to $7.7 billion, or 10% on a currency-neutral basis.

GAAP operating income increased 17% to $1.2 billion; non-GAAP operating income increased 15% to $1.4 billion.

Total payment volume increased 14% to $403.9 billion.

Active accounts decreased 1% to 427 million, but increased sequentially by 0.4%, or 2 million.

Total Revenue
$7.7B
Previous year: $7.04B
+9.4%
EPS
$1.08
Previous year: $1.17
-7.7%
Active Accounts
427M
Previous year: 433M
-1.4%
Payment Transactions
6.51B
Previous year: 5.84B
+11.5%
Transactions per Account
60
Previous year: 53.1
+13.0%
Gross Profit
$3.01B
Previous year: $3.32B
-9.3%
Cash and Equivalents
$9.69B
Previous year: $7.1B
+36.5%
Free Cash Flow
$1.76B
Previous year: $1B
+76.3%
Total Assets
$83.3B
Previous year: $77.2B
+8.0%

PayPal

PayPal

PayPal Revenue by Segment

PayPal Revenue by Geographic Location

Forward Guidance

PayPal anticipates net revenues to increase approximately 6.5% and 7% FXN for Q2 2024. GAAP earnings per diluted share are expected to be $0.83, and non-GAAP earnings per diluted share are expected to increase by a low double-digit percentage compared to $0.87 in the prior year period.

Positive Outlook

  • Net revenues expected to increase approximately 6.5% and 7% FXN for Q2 2024.
  • Non-GAAP earnings per diluted share expected to increase by a low double-digit percentage compared to $0.87 in the prior year period.
  • Estimated non-GAAP adjustments for the three months ending June 30, 2024 reflect adjustments of approximately $150 million.
  • Includes estimated restructuring charges of approximately $70 million to $90 million.
  • GAAP earnings per diluted share expected to be $0.83.

Challenges Ahead

  • GAAP earnings per diluted share expected to be $0.83 compared to $0.92 in the prior year period.
  • In the second quarter of 2023, GAAP EPS included a positive impact of approximately $0.09 from PayPal’s strategic investment portfolio.
  • Estimated non-GAAP amounts for the three months ending June 30, 2024 reflect adjustments of approximately $150 million.
  • Includes estimated restructuring charges of approximately $70 million to $90 million.
  • GAAP earnings per diluted share expected to be $0.83.

Revenue & Expenses

Visualization of income flow from segment revenue to net income