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Jun 30, 2024

PayPal Q2 2024 Earnings Report

PayPal delivered strong results, with transaction margin dollar growth and progress on strategic transformation, leading to raised full-year guidance and increased share repurchases.

Key Takeaways

PayPal reported an 8% increase in revenue to $7.9 billion and a 17% increase in GAAP EPS to $1.08. The company's total payment volume increased by 11% to $416.8 billion. Given the strength of the business, PayPal is raising its 2024 guidance and increasing share repurchases.

Net revenues increased 8% to $7.9 billion, or 9% on a currency-neutral basis.

GAAP operating income increased 17% to $1.3 billion.

Total payment volume increased 11% to $416.8 billion.

GAAP EPS increased 17% to $1.08; non-GAAP EPS increased 36% to $1.19.

Total Revenue
$7.86B
Previous year: $7.29B
+7.9%
EPS
$1.19
Previous year: $1.16
+2.6%
Active Accounts
429M
Previous year: 431M
-0.5%
Payment Transactions
6.58B
Previous year: 6.07B
+8.3%
Transactions per Account
60.9
Previous year: 54.7
+11.3%
Gross Profit
$3.15B
Previous year: $3.35B
-5.9%
Cash and Equivalents
$7.7B
Previous year: $5.5B
+39.9%
Free Cash Flow
$1.37B
Previous year: -$350M
-490.9%
Total Assets
$84B
Previous year: $74.6B
+12.7%

PayPal

PayPal

PayPal Revenue by Segment

PayPal Revenue by Geographic Location

Forward Guidance

PayPal provided financial guidance for Q3 2024 and full year 2024.

Positive Outlook

  • Revenue growth mid-single-digit for Q3 2024.
  • GAAP EPS between $0.96 and $0.98 for Q3 2024.
  • Non-GAAP EPS growth high single-digit for Q3 2024.
  • GAAP EPS between $3.88 and $3.98 for FY 2024.
  • Non-GAAP EPS growth low to mid-teens for FY 2024.

Revenue & Expenses

Visualization of income flow from segment revenue to net income