Southern Missouri Bancorp Earnings Reports

Southern Missouri Bancorp delivered strong Q2 2026 results with net income rising to $18.2 million. EPS improved to $1.62, while return metrics and net interest margin showed year-over-year gains. A new share repurchase program was authorized.

Southern Missouri Bancorp reported net income of $15.683 million for the three months ended March 31, 2025, a 38.7% increase compared to the same period last year. This growth was primarily due to increased net interest income and noninterest income, partially offset by higher noninterest expense, income taxes, and provision for credit losses. Diluted EPS for the quarter was $1.39.

Southern Missouri Bancorp reported a net income of $14.7 million for Q2 2025, a 20.2% increase compared to the same period last year, with earnings per diluted share at $1.30, up from $1.07 year-over-year.

Southern Missouri Bancorp reported a net income of $12.5 million for the first quarter of fiscal year 2025, a decrease of 5.3% compared to the same period last year. The decline was primarily due to increased provision for credit losses and higher non-interest expenses, although this was partially offset by higher net interest income. Earnings per diluted common share were $1.10, down from $1.16 in the prior year.

Southern Missouri Bancorp reported a net income of $13.5 million for the fourth quarter of fiscal year 2024, a decrease of $2.0 million compared to the same period last year. Earnings per diluted common share were $1.19, down from $1.37 in the prior year. The decrease was primarily due to lower net interest income and noninterest income.

Southern Missouri Bancorp reported a preliminary net income of $11.3 million for Q3 2024, a significant increase of $8.9 million or 369% compared to the same period last year. EPS was $0.99, up $0.77 from Q3 2023.

Southern Missouri Bancorp reported a net income of $12.2 million for Q2 2024, a 4.5% increase compared to the same period last year. However, diluted earnings per share decreased to $1.07 from $1.26 year-over-year.

Southern Missouri Bancorp reported a net income of $13.2 million for the first quarter of fiscal 2024, an increase of 36.9% compared to the same period last year. Earnings per diluted common share were $1.16, up $0.12 from the prior year. The increase was due to increases in net interest income and noninterest income paired with a lower provision for credit loss expense, partially offset by an increase in noninterest expense.

Southern Missouri Bancorp reported a net income of $15.6 million for the fourth quarter of fiscal year 2023, which represents an 18.9% increase compared to the same period last year. Diluted earnings per share were $1.37, a slight decrease of $.04 year-over-year. The results were influenced by increases in net interest income and noninterest income, which were partially offset by an increase in noninterest expense.

Southern Missouri Bancorp reported a net income of $2.4 million for Q3 2023, a 74.2% decrease compared to the same period last year. This decline was primarily due to merger-related charges and an increase in the provision for credit losses, although net interest income and noninterest income saw increases.

Southern Missouri Bancorp reported preliminary net income for Q2 2023 of $11.7 million, a decrease of $321,000, or 2.7%, compared to the same period of the prior fiscal year. Earnings per common share (diluted) were $1.26, down $.09, or 6.7%, as compared to the same quarter a year ago.

Southern Missouri Bancorp reported a net income of $9.6 million for the first quarter of fiscal year 2023, a decrease of $3.1 million, or 24.7%, compared to the same period last year. Earnings per diluted common share were $1.04, down from $1.43 in the prior year. The decrease was primarily due to increases in provision for credit losses and noninterest expense.

Southern Missouri Bancorp reported a net income of $13.1 million for Q4 2022, a decrease of 4.4% compared to the same period last year. Diluted earnings per share were $1.41, down from $1.53 in the prior year. The decrease was primarily due to increased noninterest expense and provision for credit losses, partially offset by increases in net interest income and noninterest income.

Southern Missouri Bancorp reported a net income of $9.4 million for Q3 2022, a decrease of 18.4% compared to the same period last year. EPS (diluted) was $1.03, down by 18.9% year-over-year. The results were impacted by one-time charges related to the merger with Fortune Financial Corporation.

Southern Missouri Bancorp reported preliminary net income of $12.0 million for Q2 2022, a slight decrease of 0.5% compared to the same period last year. EPS increased to $1.35, up from $1.32 in the prior year. Deposit balances increased by $180.6 million, and net loans increased by $109.1 million.

Southern Missouri Bancorp reported a net income of $12.7 million for the first quarter of fiscal year 2022, which is an increase of $2.8 million, or 27.6%, compared to the same period last year. Earnings per diluted share were $1.43, up from $1.09 in the same quarter last year.

Southern Missouri Bancorp reported a strong fourth quarter for fiscal year 2021, with net income increasing by 98.3% compared to the same period last year, driven by a negative provision for credit losses, increased net interest and noninterest income, and decreased noninterest expense.

Southern Missouri Bancorp reported a preliminary net income of $11.5 million for Q3 2021, a 124.7% increase compared to the same period last year. EPS was reported at $1.27, up from $0.55 in the same quarter of the prior fiscal year.

Southern Missouri Bancorp reported a strong second quarter with a significant increase in net income driven by growth in net interest income and noninterest income. The company also increased its quarterly dividend by 6.7%.

Southern Missouri Bancorp reported a net income of $10.0 million for Q1 2021, an increase of $2.2 million, or 27.6%, compared to the same period last year. Earnings per diluted common share were $1.09, up $0.24, or 28.2%, compared to the same quarter a year ago.

Southern Missouri Bancorp reported a net income of $6.9 million for Q4 2020, a decrease of 8.7% compared to the same period last year. Earnings per diluted common share were $0.76, down by $0.05 from the previous year. The decrease was attributed to increases in noninterest expense and provision for loan losses, partially offset by increases in net interest income and noninterest income.

Southern Missouri Bancorp reported a net income of $5.1 million for the third quarter of fiscal year 2020, a decrease of 28.1% compared to the same period last year. Earnings per share (diluted) were $0.55, down 27.6% compared to the same quarter a year ago.

Southern Missouri Bancorp reported a net income available to common stockholders of $7.7 million, representing an increase of $263,000 or 3.5% compared to the same period last year. Earnings per fully diluted common share were $0.84, up by $0.03 from the previous year.