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Dec 31, 2019

Southern Missouri Bancorp Q2 2020 Earnings Report

Southern Missouri Bancorp reported preliminary results for the second quarter of fiscal 2020.

Key Takeaways

Southern Missouri Bancorp reported a net income available to common stockholders of $7.7 million, representing an increase of $263,000 or 3.5% compared to the same period last year. Earnings per fully diluted common share were $0.84, up by $0.03 from the previous year.

Annualized return on average assets was 1.36%, and annualized return on average common equity was 12.6%.

Earnings per common share (diluted) were $0.84, up $0.03, or 3.7%, compared to the same quarter a year ago.

Net loan growth for the second quarter of fiscal 2020 was $48.4 million.

Deposit balances increased $42.1 million in the second quarter.

Total Revenue
$23.7M
Previous year: $22.1M
+7.1%
EPS
$0.84
Previous year: $0.81
+3.7%
Net Interest Margin
3.7%
Previous year: 3.71%
-0.3%
Efficiency Ratio
57.7%
Previous year: 56.7%
+1.8%
Return on Avg. Assets
1.36%
Previous year: 1.41%
-3.5%
Cash and Equivalents
$41M
Previous year: $38.4M
+6.9%
Free Cash Flow
$16.8M
Previous year: $5.21M
+222.3%
Total Assets
$2.31B
Previous year: $2.21B
+4.8%

Southern Missouri Bancorp

Southern Missouri Bancorp

Forward Guidance

The matters discussed in this press release may be deemed to be forward-looking statements that are subject to known and unknown risks, uncertainties, and other factors that could cause the actual results to differ materially from the forward-looking statements.