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Mar 31, 2023

South Plains Financial Q1 2023 Earnings Report

Reported financial results for the quarter ended March 31, 2023.

Key Takeaways

South Plains Financial, Inc. reported a net income of $9.2 million and diluted earnings per share of $0.53 for the first quarter of 2023. Deposits grew to $3.51 billion, and loans held for investment reached $2.79 billion. The company's net interest margin was 3.75%.

Net income for the first quarter of 2023 was $9.2 million.

Diluted earnings per share for the first quarter of 2023 was $0.53.

Deposits grew $101.6 million, or 12% annualized, to $3.51 billion during the first quarter of 2023.

Loans held for investment grew $40.6 million, or 5.9% annualized, during the first quarter of 2023.

Total Revenue
$45M
Previous year: $53.6M
-16.1%
EPS
$0.53
Previous year: $0.78
-32.1%
Net Interest Margin
3.75%
Return on Average Assets
0.95%
Previous year: 1.47%
-35.4%
Cash and Equivalents
$328M
Previous year: $529K
+61949.7%
Free Cash Flow
$23.8M
Previous year: $69.3M
-65.6%
Total Assets
$4.06B
Previous year: $4B
+1.5%

South Plains Financial

South Plains Financial

Forward Guidance

The company did not provide forward guidance in the earnings report.