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Jun 30, 2023

South Plains Financial Q2 2023 Earnings Report

Reported financial results for the second quarter of 2023.

Key Takeaways

South Plains Financial reported a strong second quarter in 2023, marked by a significant increase in net income to $29.7 million and diluted earnings per share of $1.71, driven by the gain on sale of Windmark and growth in loans held for investment.

Net income for Q2 2023 was $29.7 million, a significant increase from $9.2 million in Q1 2023 and $15.9 million in Q2 2022.

Diluted earnings per share for Q2 2023 was $1.71, compared to $0.53 for Q1 2023 and $0.88 for Q2 2022.

Deposits grew by $66.5 million, or 1.9%, reaching $3.57 billion during Q2 2023.

Loans held for investment increased by $190.4 million, or 6.8%, in Q2 2023.

Total Revenue
$82M
Previous year: $55.9M
+46.5%
EPS
$0.55
Previous year: $0.88
-37.5%
Net Interest Margin
3.65%
Previous year: 4.02%
-9.2%
Efficiency Ratio
49.39%
Previous year: 64.01%
-22.8%
Nonperforming Assets to Total Assets
0.51%
Previous year: 0.2%
+155.0%
Cash and Equivalents
$296M
Previous year: $376M
-21.3%
Free Cash Flow
-$1.54M
Previous year: $18.1M
-108.5%
Total Assets
$4.15B
Previous year: $3.97B
+4.4%

South Plains Financial

South Plains Financial

South Plains Financial Revenue by Segment

Forward Guidance

The company did not include any forward guidance in the earnings report.