Ameris Bank Earnings Reports

Ameris Bancorp posted a net income of $109.8 million in Q2 2025, driven by higher net interest income, expanding net interest margin, and robust mortgage activity. The bank also improved its efficiency ratio and grew its tangible book value per share.

Ameris Bancorp demonstrated a strong start to 2025 with increased net income and diluted earnings per share compared to the first quarter of the previous year. The company saw growth in tangible book value and noninterest-bearing deposits, while improving its net interest margin and maintaining above-peer return metrics. Despite economic uncertainty, Ameris is focused on customer relationships, balance sheet management discipline, and operational efficiency, positioning them well for future success in their Southeast markets.

Ameris Bank reported a strong fourth quarter with net income of $94.4 million, or $1.37 per diluted share, and adjusted net income of $95.1 million, or $1.38 per diluted share. The company saw total revenue growth of 9.8% annualized and an increase in net interest income (TE) of $7.7 million. Positive operating leverage was maintained with an efficiency ratio of 52.26%.

Ameris Bancorp reported a strong third quarter in 2024, with net income of $99.2 million, or $1.44 per diluted share. The company experienced growth in tangible book value, core deposit growth, and reduced GNMA nonaccrual exposure.

Ameris Bancorp reported a strong financial performance for the second quarter of 2024, with net income of $90.8 million, or $1.32 per diluted share. The company saw growth in net interest income and an increase in core deposits, resulting in a PPNR ROA exceeding 2%.

Ameris Bancorp reported a net income of $74.3 million, or $1.08 per diluted share, for the quarter ended March 31, 2024. Adjusted net income was $75.6 million, or $1.10 per diluted share, excluding the FDIC special assessment and gain on bank owned life insurance proceeds.

Ameris Bancorp reported a net income of $65.9 million, or $0.96 per diluted share, for the fourth quarter of 2023. The company's adjusted net income was $73.6 million, or $1.07 per diluted share, for the same period. The CEO highlighted the company's strong deposit growth, controlled loan growth, sound asset quality, increased reserves for credit losses, and robust capital growth.

Ameris Bancorp reported a strong third quarter, with net income of $80.1 million, or $1.16 per diluted share. The company's profitability remained solid, with an ROA of 1.25%, PPNR ROA of over 2%, a net interest margin of 3.54%, and an efficiency ratio of just over 52%.

Ameris Bancorp reported a net income of $62.6 million, or $0.91 per diluted share, for the quarter ended June 30, 2023. The company's results included a $45.5 million provision for credit losses related to the updated economic forecast.

Ameris Bancorp reported a net income of $60.4 million, or $0.87 per diluted share, for the quarter ended March 31, 2023. The company increased its allowance for credit losses due to forecasted economic conditions and saw growth in tangible book value.

Ameris Bancorp reported a net income of $82.2 million, or $1.18 per diluted share, for Q4 2022, which is comparable to the $81.9 million, or $1.18 per diluted share, from Q4 2021. The company saw growth in tangible book value, expanded net interest margin, and improved efficiency ratio.

Ameris Bancorp reported a net income of $92.6 million, or $1.34 per diluted share, for the quarter ended September 30, 2022. The company saw significant expansion in net interest margin to 3.97% and improvement in efficiency ratio to just over 50%.

Ameris Bank reported a strong second quarter with net income reaching $90.1 million, or $1.30 per diluted share. The company experienced growth in tangible book value and adjusted total revenue, alongside an improved net interest margin.

Ameris Bancorp reported solid first quarter results with net income of $81.7 million, driven by responsible organic growth initiatives, despite challenging economic conditions and market volatility. The company experienced annualized loan growth, excluding PPP, of 8.9% and margin expansion of 17 basis points, while maintaining credit quality.

Ameris Bancorp reported net income of $81.9 million, or $1.18 per diluted share, for the quarter ended December 31, 2021, compared with $94.3 million, or $1.36 per diluted share, for the quarter ended December 31, 2020. The company's record earnings are a culmination of efforts across the entire team. The company remained focused this year and the success of our team was remarkable.

Ameris Bancorp reported a net income of $81.7 million, or $1.17 per diluted share, for Q3 2021, compared to $116.1 million, or $1.67 per diluted share, for Q3 2020. The company's continued organic success and strong third quarter results show the strength and focus of our team of bankers.

Ameris Bancorp reported a net income of $88.3 million, or $1.27 per diluted share, for the quarter ended June 30, 2021. The company's positive second quarter results are a clear testament to their focus and discipline over the past year.

Ameris Bancorp reported a net income of $125.0 million, or $1.79 per diluted share, for the quarter ended March 31, 2021, compared with $19.3 million, or $0.28 per diluted share, for the quarter ended March 31, 2020. The company's adjusted net income was $115.7 million, or $1.66 per diluted share, for the quarter ended March 31, 2021, compared with $39.2 million, or $0.56 per diluted share, for the same period in 2020.

Ameris Bank reported a strong fourth quarter with net income reaching $94.3 million, or $1.36 per diluted share, driven by increases in mortgage banking activity and net interest income, although these gains were partially offset by higher salaries and employee benefits.

Ameris Bancorp reported a record net income of $116.1 million, or $1.67 per diluted share, for Q3 2020, driven by increases in mortgage banking activity and net interest income, and a decrease in merger and conversion charges.

Ameris Bancorp reported a net income of $32.2 million, or $0.47 per diluted share, for the quarter ended June 30, 2020. The adjusted net income was $42.4 million, or $0.61 per diluted share, for the same period.

Ameris Bancorp reported a net income of $19.3 million, or $0.28 per diluted share, for the quarter ended March 31, 2020. The decline in net income is attributable to a $37.6 million increase in provision for loan loss expense and a $22.2 million servicing asset write-down.

Ameris Bancorp reported a net income of $61.2 million, or $0.88 per diluted share, for the quarter ended December 31, 2019. The adjusted net income was $66.6 million, or $0.96 per diluted share, for the same period.