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Dec 31, 2019
Ameris Bank Q4 2019 Earnings Report
Ameris Bank reported record earnings and EPS due to acquisition and system conversion.
Key Takeaways
Ameris Bancorp reported a net income of $61.2 million, or $0.88 per diluted share, for the quarter ended December 31, 2019. The adjusted net income was $66.6 million, or $0.96 per diluted share, for the same period.
Adjusted efficiency ratio improved to 55.61% from 57.25% in Q3 2019.
Adjusted return on average assets was 1.47%, compared to 1.61% in Q4 2018.
Adjusted net income grew by $20.7 million, a 45% increase year-over-year.
Net interest margin increased by 2 basis points to 3.86% from Q3 2019.
Historical Earnings Impact
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Avg. Return Before/After Earnings
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