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Jun 30, 2021

Farmer Mac Q2 2021 Earnings Report

Farmer Mac's financial performance was strong, marked by record core earnings and a high net effective spread.

Key Takeaways

Farmer Mac reported a strong second quarter with record core earnings, driven by an all-time high net effective spread and continued volume demand. The company also maintained strong credit quality and executed on key strategic initiatives.

Added $1.5 billion of gross business volume, resulting in net growth of $334.6 million.

Net interest income grew $6.8 million year-over-year to $55.1 million.

Net effective spread increased 22% from the prior-year period to $56.6 million.

Core earnings grew 14% from the prior-year period to $30.0 million.

Total Revenue
$55.7M
Previous year: $52.5M
+6.1%
EPS
$2.77
Previous year: $2.45
+13.1%
Net Interest Income
$55.1M
Previous year: $48.3M
+14.1%
Core Earnings
$30M
Previous year: $26.3M
+14.1%
Net Effective Spread
$56.6M
Previous year: $46.5M
+21.7%
Cash and Equivalents
$828M
Previous year: $828M
+0.1%
Total Assets
$24.2B
Previous year: $23.9B
+1.0%

Farmer Mac

Farmer Mac

Farmer Mac Revenue by Segment

Farmer Mac Revenue by Geographic Location

Forward Guidance

Farmer Mac expects positive trends from the first half of the year to continue, building on established momentum to create greater value for customers, communities, and shareholders. While the Delta variant introduces near-term uncertainty, Farmer Mac is confident that its infrastructure, capital position, and customer commitment will support navigation of the ongoing pandemic.