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Dec 31, 2021

Farmer Mac Q4 2021 Earnings Report

Reported record financial results, completing a strategic acquisition and executing a newly-structured, agricultural mortgage-backed securitization.

Key Takeaways

Farmer Mac finished 2021 with record financial results. The company completed a strategic acquisition of a loan servicing platform and successfully executed a newly-structured, agricultural mortgage-backed securitization.

Net income of $107.6 million compared to $89.2 million in 2020, reflecting a 20% year-over-year increase

Core earnings (a non-GAAP measure) increased 13% to $113.6 million from $100.6 million in the same period last year

Completed strategic acquisition that expanded the internal loan servicing function and acquired the loan servicing rights for a sizeable portion of our Farm & Ranch loan and USDA Guaranteed Securities portfolios

Farmer Mac's Board of Directors raised the quarterly dividend on common stock by 8% to $0.95 per share, the eleventh consecutive annual increase

Total Revenue
$65.8M
Previous year: $59.7M
+10.2%
EPS
$2.76
Previous year: $2.45
+12.7%
Net Interest Income
$57.4M
Previous year: $56.3M
+1.9%
Net Effective Spread
$54.3M
Previous year: $54.5M
-0.3%
Cash and Equivalents
$909M
Previous year: $1.03B
-12.1%
Total Assets
$25.1B
Previous year: $24.4B
+3.2%

Farmer Mac

Farmer Mac

Forward Guidance

Management's expectations for Farmer Mac's future necessarily involve assumptions and estimates and the evaluation of risks and uncertainties.