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Jun 30, 2020

Citizens Q2 2020 Earnings Report

Citizens Financial Group reported second-quarter results with net income of $253 million and EPS of $0.53.

Key Takeaways

Citizens Financial Group reported a strong second quarter, navigating a challenging environment with record revenue, a robust loan loss reserve, and an increased CET1 capital ratio. The company successfully managed the impact of COVID-19 while maintaining a focus on customer and colleague well-being.

Net income was $253 million, with EPS at $0.53.

CET1 ratio increased to 9.6%.

Revenue reached a record $1.7 billion, up 7% year over year.

Noninterest income increased by 28% year over year, driven by record mortgage results.

Total Revenue
$1.75B
Previous year: $1.63B
+7.5%
EPS
$0.53
Previous year: $0.96
-44.8%
Efficiency Ratio
55.9%
Underlying Efficiency Ratio
54.9%
Gross Profit
$1.75B
Previous year: $1.63B
+7.5%
Cash and Equivalents
$7.45B
Previous year: $3.04B
+145.3%
Total Assets
$180B
Previous year: $163B
+10.5%

Citizens

Citizens