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Mar 31, 2022

Comerica Q1 2022 Earnings Report

Comerica's first quarter results demonstrated ability to drive broad-based loan growth while maintaining favorable credit metrics and controlling expenses.

Key Takeaways

Comerica reported a net income of $189 million, or $1.37 per share, for the first quarter of 2022. The results reflect broad-based loan growth, strong credit quality, and effective expense control. Average general Middle Market loans increased 4% and Corporate Banking increased 9% relative to the fourth quarter. Deposits were impacted by seasonality and customers using balances to fund business activity.

Net income for the first quarter of 2022 was $189 million, or $1.37 per share.

Average general Middle Market loans increased 4% and Corporate Banking increased 9% relative to the fourth quarter.

Deposits were impacted by seasonality and customers using balances to fund business activity.

Balance sheet remains well-positioned for the rising rate environment.

Total Revenue
$700M
Previous year: $713M
-1.8%
EPS
$1.37
Previous year: $2.43
-43.6%
Return on Avg. Assets
0.84%
Previous year: 1.68%
-50.0%
Efficiency Ratio
66.91%
Previous year: 62.55%
+7.0%
Net Interest Margin
2.19%
Previous year: 2.29%
-4.4%
Gross Profit
$700M
Previous year: $713M
-1.8%
Cash and Equivalents
$13.6B
Previous year: $14.9B
-8.9%
Total Assets
$89.2B
Previous year: $86.3B
+3.3%

Comerica

Comerica

Comerica Revenue by Segment

Forward Guidance

No specific forward guidance was provided in the earnings report.

Revenue & Expenses

Visualization of income flow from segment revenue to net income