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Jun 30, 2023

Comerica Q2 2023 Earnings Report

Reported strong second quarter results with earnings per share of $2.01, record average loans, and the second highest quarter of noninterest income.

Key Takeaways

Comerica reported a strong second quarter with an EPS of $2.01, driven by higher fee income, broad-based loan growth, and prudent expense management. Credit quality remained excellent, and the capital position was solid, with the CET1 ratio increasing to 10.31%. Customer deposits stabilized in the second half of the quarter.

Earnings per share reached $2.01.

Average loans hit a record high.

Noninterest income marked its second-highest quarter.

Credit quality was excellent with net recoveries.

Total Revenue
$924M
Previous year: $829M
+11.5%
EPS
$2.01
Previous year: $1.92
+4.7%
Return on Avg. Assets
1.21%
Previous year: 1.18%
+2.5%
Efficiency Ratio
57.7%
Previous year: 58.03%
-0.6%
Net Interest Margin
2.93%
Previous year: 2.74%
+6.9%
Gross Profit
$924M
Previous year: $829M
+11.5%
Cash and Equivalents
$10.2B
Previous year: $7.53B
+35.7%
Total Assets
$90.8B
Previous year: $86.9B
+4.5%

Comerica

Comerica

Comerica Revenue by Segment

Forward Guidance

With strategic actions and select investments, Comerica is taking steps to further improve their attractive financial results over time and better position themselves as a long-term banking partner to their customers.

Revenue & Expenses

Visualization of income flow from segment revenue to net income