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Jun 30, 2022

Discover Q2 2022 Earnings Report

Discover reported a decrease in net income and diluted EPS for Q2 2022.

Key Takeaways

Discover Financial Services reported a net income of $1.1 billion, or $3.96 per diluted share, for the second quarter of 2022, compared to $1.7 billion, or $5.55 per diluted share, for the second quarter of 2021. The results reflect robust revenue growth, driven by strong sales, increased receivables growth, and margin expansion.

Net income for the second quarter of 2022 was $1.1 billion, or $3.96 per diluted share.

Total loans ended the quarter at $99.3 billion, up 13% year-over-year.

Credit card loans ended the quarter at $79.2 billion, up 15% year-over-year.

The company repurchased approximately 5.8 million shares of common stock for $601 million during the second quarter of 2022, but is suspending the share repurchase program due to an internal investigation.

Total Revenue
$3.22B
Previous year: $3.58B
-9.9%
EPS
$3.96
Previous year: $5.55
-28.6%
Cash and Equivalents
$11.4B
Previous year: $15.4B
-25.9%
Free Cash Flow
$1.56B
Previous year: $1.49B
+4.8%
Total Assets
$115B
Previous year: $111B
+3.3%

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Forward Guidance

Discover did not provide forward guidance in the press release.