Hippo reported strong Q4 2025 results with 40% gross written premium growth, improved underwriting performance, a 99.4% combined ratio, and positive net and adjusted income.

Hippo Holdings Inc. delivered a breakout third quarter in 2025, achieving a net income of $98.1 million and an adjusted net income of $18.3 million, a significant turnaround from losses in the prior year. The company saw a 33% increase in Gross Written Premium to $311.2 million and a 26% rise in total revenue to $120.6 million. A key highlight was the 25 percentage point improvement in the Net Loss Ratio to 48%, reflecting improved underwriting results and a $91 million gain from the sale of its homebuilder distribution network.

Hippo Holdings delivered a strong second quarter in 2025, marked by a 31% year-over-year revenue increase to $117 million and a substantial improvement in its consolidated net loss ratio to 47%. The company achieved positive net income of $1 million, a significant turnaround from a net loss of $40 million in the prior year, driven by underwriting actions, better claims operations, and operational efficiencies.

Hippo reported strong top-line growth in Q1 2025, with revenue increasing 30% year-over-year, driven by significant growth in their Insurance-as-a-Service segment. However, net loss increased due to the impact of the Los Angeles wildfires, which significantly affected loss ratios. The company also highlighted improving operating leverage and a strong financial position, including a pending $50 million surplus note.

Hippo reported a strong fourth quarter in 2024 with revenue up 58% year-over-year to $102 million and a positive net income of $44 million, a significant improvement from a net loss in the prior year. The company also saw continued improvement in its HHIP Gross Loss Ratio and improved operating leverage.

Hippo Holdings reported a revenue increase of 65% year-over-year to $95 million in Q3 2024, driven by higher premium retention and volume increases in the IaaS and Services segments. The company's net loss improved by 84% year-over-year to $8.5 million, and adjusted EBITDA loss improved by 81% to $7.5 million. Loss results improved substantially with HHIP accident period loss ratio improving 22pp YoY to 70%.

Hippo Holdings reported strong Q2 2024 results, highlighted by significant improvements in the HHIP gross and net loss ratios, driven by proactive measures to manage exposure to severe weather. The company also achieved substantial revenue growth, driven by its Services and IaaS segments, and demonstrated operating leverage by reducing expenses as a percentage of revenue. Hippo is on track to achieve positive adjusted EBITDA by the end of the year.

Hippo Holdings reported a strong start to 2024 with revenue up 114% year-over-year to $85 million. The company saw improvements in its HHIP gross loss ratio and a reduction in GAAP sales and marketing, technology and development, and general and administrative expenses. Net loss and Adjusted EBITDA also improved significantly.

Hippo's Q2 2023 results showed strong growth in revenue and total generated premium, but were significantly impacted by catastrophe losses, particularly from hail events in Texas and Colorado. Despite these challenges, the company is taking actions to reduce exposure to these risks and remains on track to achieve positive adjusted EBITDA by the end of 2024.

Hippo Holdings showcased strong revenue growth and improved underwriting results in Q3 2022, despite facing challenges such as Hurricane Ian. The company's revenue increased by 44% year-over-year, and the gross loss ratio, excluding the impact of Hurricane Ian, improved significantly. Hippo's customer base grew to 332,000, with a focus on attracting 'Generation Better' homeowners. The company is focused on achieving positive Adjusted EBITDA by late 2024.

Hippo's Q1 2022 results showed strong growth with a 25% increase in Total Generated Premium and a 44% increase in revenue. The Gross Loss Ratio improved significantly to 76%. The company ended the quarter with a strong financial position, holding $772 million in cash and investments.

Hippo Holdings reported a strong Q2 performance, marked by a 101% year-over-year increase in Total Generated Premium, reaching $159 million. The company also surpassed $500 million of Total Generated Premium In Force and is increasing its full year guidance for Total Generated Premium from $544 million to $565 million.