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Mar 31, 2022

Hippo Holdings Q1 2022 Earnings Report

Hippo had a strong start to 2022, demonstrating growth and improved loss ratio.

Key Takeaways

Hippo's Q1 2022 results showed strong growth with a 25% increase in Total Generated Premium and a 44% increase in revenue. The Gross Loss Ratio improved significantly to 76%. The company ended the quarter with a strong financial position, holding $772 million in cash and investments.

Total Generated Premium grew 25% year-over-year.

Revenue increased by 44% compared to the prior year quarter.

Gross Loss Ratio improved to 76%, a 122 percentage point decrease year-over-year.

Hippo Homeowners premium retention rate remained high at 87%.

Total Revenue
$24.5M
Previous year: $17M
+44.1%
EPS
-$3
Previous year: -$50.8
-94.1%
Gross Loss Ratio
76%
Previous year: 198%
-61.6%
Gross Profit
$24.5M
Previous year: -$2.07M
-1283.3%
Cash and Equivalents
$772M
Previous year: $214K
+360622.4%
Free Cash Flow
-$61M
Previous year: -$15.5M
+293.5%
Total Assets
$772M
Previous year: $231M
+233.9%

Hippo Holdings

Hippo Holdings

Forward Guidance

Hippo maintains its full year 2022 guidance, expecting TGP in the range of $800-820 million, Revenue in the range of $140-$142 million, and a Gross Loss Ratio below 100%.

Positive Outlook

  • Expected TGP in the range of $800-820 million
  • Revenue expected in the range of $140-$142 million
  • Gross Loss Ratio expected to be below 100%
  • Continued material improvement expected.
  • Hippo is planning an Investor Day on September 6 in New York City