•
Jun 30, 2020

Heritage Insurance Q2 2020 Earnings Report

Heritage reported an increase in net income and gross premiums written, with a decrease in the net combined ratio.

Key Takeaways

Heritage Insurance Holdings reported a net income of $4.1 million, or $0.15 per diluted share, for the second quarter of 2020. Gross premiums written increased by 14.0% year-over-year. The company also saw an improvement in its net combined ratio, which decreased by 5.0 points to 100.0%.

Net income for the quarter was $4.1 million, or $0.15 per diluted share.

Book value per share increased to $16.67, up 11.2% from June 30, 2019.

Gross premiums written of $290.4 million, up 14.0% year-over-year.

Net current accident quarter weather losses of $26.8 million, including $17.6 million of net current accident quarter catastrophe losses.

Total Revenue
$129M
Previous year: $114M
+13.1%
EPS
$0.15
Previous year: $0.02
+650.0%
Expense Ratio
38.9%
Previous year: 39.9%
-2.5%
Combined Ratio
100%
Previous year: 105%
-4.8%
Gross Profit
$129M
Previous year: $123M
+5.1%
Cash and Equivalents
$288M
Previous year: $262M
+9.8%
Free Cash Flow
$46.1M
Previous year: -$9.4M
-590.0%
Total Assets
$2.17B
Previous year: $1.93B
+12.0%

Heritage Insurance

Heritage Insurance

Forward Guidance

Company is monitoring the short- and long-term impacts of COVID-19, expecting no material impact to the business going forward.