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Sep 30, 2021

Heritage Insurance Q3 2021 Earnings Report

Heritage Insurance reported a net loss for Q3 2021, but showed underlying signs of improvement.

Key Takeaways

Heritage Insurance Holdings, Inc. reported a net loss of $16.4 million for the third quarter of 2021, compared to a net loss of $5.2 million in the prior year quarter. Gross premiums written were $274.2 million, a decrease of 1.5% year-over-year. The company saw an increase in net current accident quarter weather losses, but also noted favorable prior year reserve development and a decrease in the net combined ratio.

Net loss of $16.4 million, or $0.59 per diluted share.

Gross premiums written of $274.2 million, down 1.5% year-over-year.

Net current accident quarter weather losses of $51.4 million, up from $47.3 million in the prior year quarter.

Repurchased 148,109 shares for $1.0 million at an average price of $6.78 per share.

Total Revenue
$162M
Previous year: $138M
+17.5%
EPS
-$0.59
Previous year: -$0.19
+210.5%
Gross Profit
$294M
Previous year: $138M
+113.0%
Cash and Equivalents
$393M
Previous year: $510M
-22.8%
Free Cash Flow
-$32.9M
Previous year: -$13.7M
+139.5%
Total Assets
$2.25B
Previous year: $2.15B
+4.6%

Heritage Insurance

Heritage Insurance

Forward Guidance

The CEO expects underlying signs of improvement to continue next quarter and throughout 2022.