Mar 31, 2021

Kingsway Financial Q1 2021 Earnings Report

Announced operating results for the first quarter of 2021.

Key Takeaways

Kingsway Financial Services Inc. reported a net income of $0.9 million for the three months ended March 31, 2021, compared to a net loss of ($0.4) million for the same period in 2020. Non-GAAP adjusted income was $4.3 million, compared to a Non-GAAP adjusted loss of ($1.1) million in 2020. Extended Warranty operating income increased to $5.3 million.

Net income was $0.9 million for the three months ended March 31, 2021, compared to a net loss of ($0.4) million for the same period in 2020.

Non-GAAP adjusted income was $4.3 million for the three months ended March 31, 2021, compared to Non-GAAP adjusted loss of ($1.1) million for the same period in 2020.

Extended Warranty operating income increased to $5.3 million for the three months ended March 31, 2021 compared to $0.9 million for the same period in 2020, while non-GAAP adjusted EBITDA increased to $5.4 million for the three months ended March 31, 2021, compared to $1.2 million for the same period for 2019.

The results are inclusive of a benefit from loan forgiveness under the Paycheck Protection Program (PPP).

Total Revenue
$22M
Previous year: $14.7M
+50.1%
EPS
$0.19
Previous year: -$0.07
-371.4%
Extended Warranty Oper. Income
$5.3M
Previous year: $900K
+488.9%
Leased Real Estate Oper. Income
$1.3M
Previous year: $600K
+116.7%
Gross Profit
$21.9M
Previous year: $14.7M
+49.4%
Cash and Equivalents
$15.5M
Previous year: $14M
+10.4%
Free Cash Flow
-$2.1M
Total Assets
$440M
Previous year: $395M
+11.3%

Kingsway Financial

Kingsway Financial

Kingsway Financial Revenue by Segment

Revenue & Expenses

Visualization of income flow from segment revenue to net income