•
Dec 31, 2019

Lincoln National Q4 2019 Earnings Report

Lincoln National reported strong Q4 2019 results with increased net income and adjusted operating EPS.

Key Takeaways

Lincoln National Group reported a net income of $431 million, or $2.15 per diluted share, for Q4 2019, compared to $399 million, or $1.80 per diluted share, in Q4 2018. Adjusted income from operations was $482 million, or $2.41 per diluted share, compared to $475 million, or $2.15 per diluted share in the prior year. The company's performance was driven by growth in operating revenues across all four business segments and strong equity market performance.

Net income for Q4 2019 was $431 million, or $2.15 per diluted share, up from $399 million, or $1.80 per diluted share in Q4 2018.

Adjusted income from operations for Q4 2019 was $482 million, or $2.41 per diluted share, compared to $475 million, or $2.15 per diluted share in Q4 2018.

Total Annuity net flows were $729 million in the current quarter.

Life Insurance sales were $447 million, driven by growth in individual life products and executive benefits sales.

Total Revenue
$4.51B
Previous year: $4.39B
+2.7%
EPS
$2.41
Previous year: $2.15
+12.1%
Annuity Net Flows
$729M
Life Insurance Sales
$447M
Group Protection Sales Increase
9%
Gross Profit
$4.35B
Previous year: $4.53B
-4.1%
Cash and Equivalents
$2.56B
Previous year: $2.35B
+9.3%
Total Assets
$335B
Previous year: $298B
+12.3%

Lincoln National

Lincoln National

Lincoln National Revenue by Segment

Forward Guidance

This press release contains forward-looking statements subject to risks and uncertainties, and actual results could differ materially.

Positive Outlook

  • Continued execution on expense initiatives
  • Diversified mix of business
  • Grew sales
  • Appropriately adjusted assumptions
  • Long-term track record of strong financial performance

Challenges Ahead

  • Deterioration in general economic and business conditions
  • Adverse global capital and credit market conditions
  • Inability of subsidiaries to pay dividends to the holding company
  • Legislative, regulatory or tax changes
  • Actions taken by reinsurers to raise rates on in-force business

Revenue & Expenses

Visualization of income flow from segment revenue to net income