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Dec 31, 2021

Lincoln National Q4 2021 Earnings Report

Lincoln National reported net income of $220 million and adjusted operating income of $286 million for Q4 2021.

Key Takeaways

Lincoln National Group reported a net income of $220 million, or $1.20 per diluted share, for the fourth quarter of 2021. Adjusted income from operations was $286 million, or $1.56 per diluted share. The company demonstrated strong underlying earnings power and robust capital returns to shareholders despite a challenging claims environment.

Net income EPS was $1.20 and adjusted operating EPS was $1.56.

Adjusted operating EPS included a negative impact of $1.08 from elevated pandemic-related claims and a positive impact of $0.16 from above-targeted alternative investment income.

Book Value Per Share (BVPS), including AOCI, was $114.41, down 3%, while BVPS, excluding AOCI, was $78.05, up 9%.

The company repurchased $650 million in shares, including $500 million using proceeds from a block reinsurance transaction.

Total Revenue
$4.77B
Previous year: $4.66B
+2.4%
EPS
$1.56
Previous year: $1.78
-12.4%
Gross Profit
$4.56B
Previous year: $4.14B
+10.3%
Cash and Equivalents
$2.61B
Previous year: $1.71B
+52.9%
Total Assets
$395B
Previous year: $366B
+7.9%

Lincoln National

Lincoln National

Lincoln National Revenue by Segment

Revenue & Expenses

Visualization of income flow from segment revenue to net income