Jun 30, 2022

M&T Bank Q2 2022 Earnings Report

M&T Bank's second quarter results were announced, reflecting the full-quarter impact of the People’s United acquisition and increased net interest margin driving revenue growth.

Key Takeaways

M&T Bank reported GAAP diluted earnings per common share of $1.08 for the second quarter of 2022, a decrease compared to $3.41 in the year-earlier quarter and $2.62 in the first quarter of 2022. The results reflect a full-quarter impact of the acquisition of People’s United, with net income of $218 million, down from $458 million in the second quarter of 2021.

GAAP diluted earnings per common share were $1.08, compared to $3.41 in the second quarter of 2021.

Net income was $218 million, a decrease from $458 million in the same period last year.

The acquisition of People’s United Financial, Inc. positively impacted net operating results.

Net interest margin increased to 3.01%, up from 2.77% in the corresponding quarter of 2021.

Total Revenue
$1.98B
Previous year: $1.46B
+36.2%
EPS
$3.1
Previous year: $3.45
-10.1%
Net Interest Margin
3.01%
Previous year: 2.77%
+8.7%
Efficiency Ratio
58.3%
Previous year: 58.4%
-0.2%
Gross Profit
$1.98B
Cash and Equivalents
$1.69B
Previous year: $1.41B
+19.7%
Total Assets
$204B
Previous year: $151B
+35.5%

M&T Bank

M&T Bank

M&T Bank Revenue by Segment

Forward Guidance

This news release and related conference call may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the SEC.

Revenue & Expenses

Visualization of income flow from segment revenue to net income