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Jun 30, 2024

OFG Bancorp Q2 2024 Earnings Report

Demonstrated strength with increased EPS and total core revenues.

Key Takeaways

OFG Bancorp reported a strong second quarter with a 16.1% year-over-year increase in EPS and a 5.2% increase in total core revenues. The company saw growth in loans, deposits, and non-interest income, along with stable credit quality.

EPS diluted increased 16.1% year-over-year.

Total core revenues increased 5.2% year-over-year.

Implemented close to half of the $50 million share buyback program, purchasing $24.3 million of OFG shares.

Nonperforming loan rate of 1.08% was the lowest over the last five quarters.

Total Revenue
$147M
Previous year: $140M
+5.6%
EPS
$1.08
Previous year: $0.93
+16.1%
Net Interest Margin
5.51%
Previous year: 5.9%
-6.6%
CET1 Ratio
14.29%
Previous year: 14.01%
+2.0%
Efficiency Ratio
51.81%
Previous year: 52.13%
-0.6%
Cash and Equivalents
$740M
Previous year: $799M
-7.3%
Free Cash Flow
$90.4M
Previous year: $42.6M
+112.1%
Total Assets
$11.3B
Previous year: $10B
+12.2%

OFG Bancorp

OFG Bancorp

Forward Guidance

No forward guidance was provided in the earnings report.