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Sep 30, 2021

OFG Bancorp Q3 2021 Earnings Report

OFG Bancorp had a strong quarterly performance driven by strategic plan execution.

Key Takeaways

OFG Bancorp reported a strong third quarter, with earnings per share of $0.81 and total core revenues of $134.7 million. The company saw growth in new loan origination, customer deposits, and net interest income. Provision for credit losses was a net benefit of $5 million. OFG also executed on its buyback program, acquiring $40.2 million of shares.

Earnings per share diluted of $0.81 compared to $0.50 in 3Q20.

Total core revenues of $134.7 million compared to $127.0 million in 3Q20.

New loan origination remained strong at $556 million.

Provision for credit losses was a $5 million net benefit.

Total Revenue
$103M
Previous year: $99.5M
+3.2%
EPS
$0.81
Previous year: $0.5
+62.0%
Net Interest Margin
4.12%
CET1 Ratio
13.52%
Efficiency Ratio
58.59%
Cash and Equivalents
$2.76B
Previous year: $2.28B
+20.8%
Free Cash Flow
$19.2M
Previous year: -$38M
-150.5%
Total Assets
$10.6B
Previous year: $10B
+5.9%

OFG Bancorp

OFG Bancorp

Forward Guidance

This document does not contain any forward guidance.