Loading...
•
Jun 30, 2025
Old Republic Q2 2025 Earnings Report
Old Republic posted strong Q2 2025 results with solid revenue growth and higher net income.
Key Takeaways
Old Republic International delivered a robust quarter, driven by strong Specialty Insurance growth, improved underwriting results, and higher investment income, offset by weaker Title Insurance performance.
Net income rose to $204.4 million, more than doubling from last year.
EPS increased to $0.81, with operating EPS at $0.83.
Consolidated combined ratio remained stable at 93.6%.
Specialty Insurance segment drove strong revenue and underwriting income growth.
Revenue by Segment
Forward Guidance
Management remains focused on profitable growth, expecting Specialty Insurance to maintain strong underwriting performance, while Title Insurance may face continued expense pressures.
Positive Outlook
- Specialty Insurance expected to sustain premium growth
- Continued favorable loss reserve development
- Higher investment yields to support earnings
- Strong capital position supports underwriting strength
- Combined ratios expected to remain within target range
Challenges Ahead
- Title Insurance facing higher litigation and agent commission costs
- Economic conditions may pressure commercial auto and property lines
- Interest rate volatility could impact investment income
- Potential slowdown in housing market affecting title segment
Historical Earnings Impact
Analyze how earnings announcements historically affect stock price performance
Avg. Return Before/After Earnings
Loading earnings performance data...
Loading earnings reaction data...