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Dec 31, 2023

Old Republic Q4 2023 Earnings Report

Old Republic's Q4 2023 financial performance was reported, showing a mix of results across its segments.

Key Takeaways

Old Republic International Corporation reported a pretax income, excluding investment losses, of $237.1 million for the fourth quarter of 2023. The consolidated combined ratio was 93.3% for the quarter, and net premiums and fees earned decreased by 4.8%.

Consolidated combined ratio was 93.3% for the quarter.

Net premiums and fees earned decreased 4.8% for the quarter.

Net investment income increased 19.1% for the quarter.

Book value per share grew to $23.31, a 15.3% increase for the full year, inclusive of dividends.

Total Revenue
$1.94B
Previous year: $2B
-2.8%
EPS
$0.69
Previous year: $0.8
-13.8%
General Insurance Combined Ratio
92%
Previous year: 84%
+9.5%
Title Insurance Combined Ratio
95.5%
Previous year: 96.2%
-0.7%
Consolidated Combined Ratio
93.3%
Previous year: 89.6%
+4.1%
Gross Profit
$1.94B
Previous year: $2.35B
-17.2%
Cash and Equivalents
$203M
Previous year: $81M
+150.4%
Total Assets
$20.6B
Previous year: $25.2B
-18.3%

Old Republic

Old Republic

Old Republic Revenue by Segment

Forward Guidance

Old Republic's management focuses on achieving profitable underwriting results and maintaining financial strength. The company is managed for the long run, evaluating performance trends over 10-year intervals.

Revenue & Expenses

Visualization of income flow from segment revenue to net income