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Mar 31, 2022

Oscar Health Q1 2022 Earnings Report

Oscar Health's financial performance reflected strong momentum and ongoing ability to leverage technology to drive top line growth and improve efficiencies.

Key Takeaways

Oscar Health announced its Q1 2022 financial results, showing significant growth in premiums and membership. The company reported a net loss of $77 million but reaffirmed its 2022 outlook across all metrics.

Membership as of March 31, 2022 reached 1,073,595, a 98% increase YoY.

Direct and assumed policy premiums were $1.7 billion, a 104% increase YoY.

Premiums earned totaled $955 million, a 159% increase YoY.

Net loss was $77 million, a decrease of $12 million YoY.

Total Revenue
$973M
Previous year: $369M
+163.3%
EPS
-$0.36
Previous year: -$0.98
-63.3%
Medical Loss Ratio
77.4%
Previous year: 74.4%
+4.0%
Gross Profit
$1.01B
Previous year: $389M
+160.1%
Cash and Equivalents
$2.07B
Previous year: $2.32B
-10.9%
Total Assets
$4.35B
Previous year: $3.59B
+21.0%

Oscar Health

Oscar Health

Forward Guidance

Oscar is reaffirming its 2022 outlook across all metrics.